5/24 Rule Examples?
5.8BRAINROT SCORE5/24 Rule An unofficial Chase credit card policy denying most new card approvals to applicants who have opened five or more cards (from any bank) in the past 24 months, a core constraint churners plan their entire card-opening strategy around.
Origin:Long-standing, widely documented rule within the credit-card churning and points community, named directly after its threshold since Chase itself never officially confirmed the exact rule.
First Seen:2015
Peak Era:2026 (Credit Card Churning)
Aura Impact:+5 Aura (Planning Card Applications Around the 5/24 Rule) / -10 Aura (Getting Denied Because You Forgot to Check Your 5/24 Status)
EXAMPLE USAGE
"Held off applying for that Chase card because I'm still under 5/24, need two more months."
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