What Does This Mean?
[ SLANG ][ CREDIT CARD CHURNING ][ POINTS COMMUNITY ]
An unofficial Chase credit card policy denying most new card approvals to applicants who have opened five or more cards (from any bank) in the past 24 months, a core constraint churners plan their entire card-opening strategy around.
REAL-WORLD EXAMPLE
"Held off applying for that Chase card because I'm still under 5/24, need two more months."
LORE & ORIGIN
Long-standing, widely documented rule within the credit-card churning and points community, named directly after its threshold since Chase itself never officially confirmed the exact rule.
FIRST SEEN
2015
PEAK ERA (EDITORIAL)
Not established
CURRENT STATUS
Mainstream Slang
Related To:Two-Player ModeRecon Call
EQUIVALENT CONCEPTS IN OTHER LANGUAGES
AURA IMPACT ⓘ
+5 AURA
TREND STATUS
→ STEADY
EDITORIAL ESTIMATE
CULTURE CATEGORY
[ SLANG ][ CREDIT CARD CHURNING ][ POINTS COMMUNITY ]
RELATED TERMS
MENTIONS OVER TIME
DOCUMENTED SINCE
2015
NOW
Radar observation data not yet available for this term.
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